Fleet Finance

We offer solutions for light and heavy vehicles and will work with you to provide a unique Fleet Finance solution to your business needs.

Commercial Loan and Mortgage

Talk to us today, we will tailor a solution for your business

We have products developed for businesses that utilise a cash accounting system.

These products allow you to claim back the ITC up front via the business activity statement rather than over the life of the loan.

• We have flexible payment structures with or without a balloon, allowing you to free up cash flow/working capital
• Our products offer highly competitive fixed rates for the term of the loan
• We can offer structured payments to suit you unique cash flow position.

Finance Lease

A Finance Lease is a rental agreement offering fixed monthly payments for the period of the contract, with the addition of a residual set at the start of the loan.

At the end of the term you can make an offer to purchase, refinance or upgrade to a new vehicle.

Benefits may include:

• No restriction on the kilometers traveled
• Agreed residual is set at the start of the lease (subject to ATO guidelines)
• Financial flexibility enabling you to choose the payment terms
• Ability to free up working capital for the business

At the end of your lease period there are a number of options available to you:

For example:

• You may be able to extend the lease for a further agreed time
• You may be able to trade the vehicle in on a new vehicle
• You may make an offer to purchase the vehicle from the funder for the residual payout amount
• # subject to the financial services provider we choose for you.